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Services for individuals

Actually, we treat all clients as “individuals” but a great many of our clients are not in business at all but like the peace of mind that comes with us dealing with their annual tax return or advising on investments, pensions, protection requirements or long-term tax planning.

We are independent financial advisers and can advise on most investment, pension and protection requirements.  This includes annuities and drawdown (though it does not include pension transfers or long-term care insurance), and we provide an ongoing review service for clients who find that beneficial or where, in some cases, it’s mandatory.

As chartered tax advisers we can assist with the creation of trusts and on what to include in your will.  Expert advice is available on capital gains tax and inheritance tax too.

If you do run a business, we can provide professional advice on how best to pass it on to the next generation of your family or to employees.  And if you are looking to sell the business, we can assist with the process and advise on how best to minimise any tax liabilities, including the use of entrepreneur relief where relevant.

Providing proper advice on the implications of buy-to-let, holiday lettings and of owning a second (or third!) home, especially on a timely basis, is also something we do.

And if you should have the misfortune of a tax enquiry, we provide professional support to resolve it as soon as possible and, again, to provide peace of mind.  In fact, we provide access to specialist professional fees insurance designed to cover the bulk of the fees arising from a tax enquiry.